networks | My Medicare Hotline

Aug 17 2018

HMO vs. PPO

2018, August

You may have noticed on your current insurance card that you see the acronym...

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Your Name (required) [text* your-name] Your Email (required) [email* your-email] Your Message [textarea your-message] [submit “Send”] 1 Website Contact wordpress@mymedicarehotline.com ChazMulherin@gmail.com From: [your-name] Message Body: [your-message] — This e-mail was sent from a contact form on My Medicare Hotline (http://mymedicarehotline.com) Reply-To: [your-email] [your-subject] [your-name] [your-email] Message Body: [your-message] — This e-mail was sent from a… Read more “Contact form 1”

Orlando Medicare Specialist Chaz Mulherin

Hello, thank you for checking out my website, I would quickly like to introduce myself. My name is Chaz Mulherin and I’m your Medicare specialist here at My Medicare Hotline in Orlando, Florida. I started offering Medicare Supplements and Medicare Advantage plans in January of 2009 with Great American Senior Benefits. I’m local to the… Read more “Orlando Medicare Specialist Chaz Mulherin”

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Are you confused about Medicare? LET A LOCAL MEDICARE EXPERT HELPAre you starting Medicare soon? Click here. Welcome to our website, your number one destination for Medicare Supplemental Health Insurance and Medicare Advantage plan information. Whether new to Medicare or already on Medicare, My Medicare Hotline is here to help you with your Medicare needs. Turning 65 can… Read more “Home”

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Medicare

Medicare Are you turning 65 soon? Watch this brief video on what to expect. Medicare 101 Basics Being an established nationwide agency, we’re often called upon to educate area residents about Medicare. Signed into law by President Johnson in 1965, Medicare was a federal program intended to provide all people aged 65 and over with… Read more “Medicare”

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Quote Fill out your information below if you want to be contacted about plans in your area. You can also call us at 321-287-7331 Email us : ChazMulherin@gmail.com (function(i,s,o,g,r,a,m){i[‘GoogleAnalyticsObject’]=r;i[r]=i[r]||function(){ (i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o), m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m) })(window,document,’script’,’//www.google-analytics.com/analytics.js’,’ga’); ga(‘create’, ‘UA-53113007-1’, ‘auto’); ga(‘send’, ‘pageview’); &amp;amp;amp;amp;amp;lt;/p&amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;lt;p&amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;lt;img alt=”Clicky” width=”1″ height=”1″ src=”//in.getclicky.com/101036276ns.gif” /&amp;amp;amp;amp;amp;gt;&amp;amp;amp;amp;amp;lt;/p&amp;amp;amp;amp;amp;gt; &amp;amp;amp;amp;amp;lt;p&amp;amp;amp;amp;amp;gt;<img src=”//bat.bing.com/action/0?ti=5625420&Ver=2″ height=”0″ width=”0″ style=”display:none; visibility: hidden;” />

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Diane & Marty There are few people you can trust to give you honest information and guidance, but if you’re looking for a licensed insurance agent you can trust, someone to give you informative insight respectful, professional character, look no further than Chaz Mulherin. I will be retiring very soon and my husband is disabled… Read more “Testimonials”

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Full Name: [text* FullName] E-mail Address: [email* Email] Phone: [tel Phone] Best Time to Call: [select BestTimeToCall “Morning” “Afternoon” “Evening”] Gender: [radio Gender “Male” “Female”] I’m interested in the following (select all that apply): [checkbox checkbox-782 “Medicare Supplements” “Medicare Advantage” “Rx Plans” “Annuity” “Life Insurance”] Are you currently covered under medicare parts A and B?… Read more “Get Quote”

I have VA benefits. Do I need Medicare?

VA beneficiaries I always advise my clients to talk to the Veterans Administrations (VA) benefit department about Medicare. But, they all are told the same thing every single time. You should pick up Parts A and B of Medicare. If VA benefits were to ever change in the future, you will be glad that you… Read more “I have VA benefits. Do I need Medicare?”

Part C -Medicare Advantage

New to Medicare? Check out this video, Medicare 101 Medicare Advantage or Part C In contrast to a Medicare Supplement plan, the second option is Part C of Medicare or a Medicare Advantage Plan. Private insurance companies offer these plans, which provide all original Medicare Part A and Part B health coverage and sometimes cover… Read more “Part C -Medicare Advantage”

Medicare Supplement

Are you Turning 65 soon? Watch this video. Medicare 101 Medicare Supplement Whether you’re excited or not to be going on to Medicare, when you turn 65, odds are you will be starting Medicare for the first time in your life. Did you know that Medicare A and B alone will not cover all of… Read more “Medicare Supplement”

Determining if you’re an in-patient or out-patient in the hospital

It may not be something that you have dealt with in the past but with the new Affordable Care Act in place, it may be more difficult than before in determining if you are an in-patient or out-patient in the hospital. How does this affect you? Let’s say you get hospitalized for 3 days, receiving… Read more “Determining if you’re an in-patient or out-patient in the hospital”

Medicare Advantage Open Enrollment for 2015!

We are just around the corner for the next open enrollment period which runs from October 15 – December 7, 2014. What does this mean for you and your Medicare Advantage Plan (Part C) or Part D prescription drug plan? First things first, if you are happy with your current Medicare Advantage plan or Part… Read more “Medicare Advantage Open Enrollment for 2015!”

Why did my Prescription cost suddenly increase in the middle of the year?

It’s the middle of the year and while you take a few medications, you wouldn’t consider yourself a person who takes a lot of prescriptions. But lo and behold you get a notice from Medicare and your insurance company, that you are in something referred to as a Coverage gap or “Donut Hole”. This means… Read more “Why did my Prescription cost suddenly increase in the middle of the year?”

Plan F

Are you starting Medicare soon? Watch this educational video. Medicare 101 How is Medicare changing in 2020? Starting on January 1, 2020, if you are new to Medicare on or after this date you will not be able to choose a Plan F, high deductible F or Plan C. If you are on Medicare prior… Read more “Plan F”

Plan G

Starting Medicare soon? Watch this educational Medicare video. Medicare 101 Plan G Plan G works like Plan F once you have met your annual deductible. In 2024, that deductible is $240. Once you have paid that in total each year, you will no longer see any out-of-pocket expenses, just like plan F. Even better, Plan… Read more “Plan G”

Plan N

Starting Medicare soon? Medicare Education 101 Video Plan N has great Value Plan N is one of the newer plans. It was released in the summer of 2010. Its purpose was to offer a lower-cost option to Plan G and F and incorporate co-pays that are typically very low. The main bullet points on Plan… Read more “Plan N”

Dental

Are you looking for affordable, quality dental coverage? I work with the top companies in your area that offer multiple dental plans designed to meet your needs. Each of the companies below, United Healthcare, Delta Dental, Ameritas, Humana, Manhattan Life, and Metlife, offers great dental benefits and a robust dental network. Just click on one… Read more “Dental”

Delta Dental Insurance Company

To get a quote for a Delta Dental Insurance Company plan, please fill out our request form on the home page. Product Descriptors DeltaCare® USA DeltaCare USA® is a closed network plan that features set copayments, no annual deductibles and no maximums for covered benefits. Enrollees select a primary care dentist in the DeltaCare USA… Read more “Delta Dental Insurance Company”

Why can’t you just send me my Medicare information?

You may wonder why can’t you just receive all your information in the mail about your upcoming Medicare Enrollment. Truth is, you will receive tons of mail in the next coming months about plans that are available in your area, but they fail to actually give you an details about the plan. They can’t explain… Read more “Why can’t you just send me my Medicare information?”

I’m turning 65 soon

Watch this video to learn more Medicare 101 Starting Medicare can be a confusing time and chances are you fall into one of three categories: You’ve been on your employer plan that has covered your healthcare You have an individual insurance plan through the Affordable care act (ACA) or also known as Obamacare. You’ve gone… Read more “I’m turning 65 soon”

Is my Plan F going away in the year 2020?

You may have read recently that Medicare Supplement Plan F will be eliminated by the year 2020. This bill was passed to eliminate “First Dollar Coverage”. But will you lose your Plan F if you already have it? The answer is No. But it may be wise to look at alternative plans even if you… Read more “Is my Plan F going away in the year 2020?”

Are you currently unhappy with your Medicare Plan?

It’s not all too uncommon today to hear that someone is unhappy with their current Medicare plan. Lots of issues could arise; from losing your doctor because he no longer takes your current plan to suddenly realizing your coverage isn’t as good as it used to be. Often times people just have no idea if… Read more “Are you currently unhappy with your Medicare Plan?”

There are few people you can trust to give you honest information and guidance, but if you’re looking for a licensed insurance agent you can trust, someone to give you informative insight, respectful, professional character, look no further than Chaz

Diane & Marty

He is very personable and had a lot of knowledge about all the insurance companies offering all types of Medicare options. He advised us on several he thought would work for us.

John & Hilda

I was amazed at his passion to help me solve a difficult situation and to complete the application for new coverage. I could not be happier or more proud of his character, knowledge, and performance.

David Heller

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Are you ready to compare prices from your area’s top Medicare Supplement carriers? Fill out this form or give us a call or email below. Call us at 321-287-7331 Or Email at ChazMulherin@gmail.com

What’s the difference between a Medicare Supplement and a Medicare Advantage Plan?

Medicare Supplement vs. Medicare Advantage Many clients that I speak to never quite understand the difference between a Medigap “Medicare supplement” and a Medicare Advantage plan (Part C). They often get them mixed up so I wanted to take a moment just to try and clarify the differences. I should also point out that Medicare… Read more “What’s the difference between a Medicare Supplement and a Medicare Advantage Plan?”

HMO vs. PPO

You may have noticed on your current insurance card that you see the acronym HMO or PPO, but you’re not entirely sure as to what they each mean. Generally, the difference between HMO’s and PPO’s include the size of the network (number of primary doctors, specialist, and hospitals), restrictions to see your specialist, plan cost,… Read more “HMO vs. PPO”

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Open Enrollment Period. New for 2019!

Open Enrollment Period It’s back, in 2019 the Open Enrollment period is coming back and the Medicare Advantage Disenrollment Period is gone. The new Open Enrollment Period is not to be confused with the Annual Enrollment Period (AEP). The AEP runs from October 15th through December 7th of every year. During the Open Enrollment period, the following… Read more “Open Enrollment Period. New for 2019!”

Part A Hospital

What is Part A of Medicare? Video explanation (Click HERE) Part A of Medicare, or hospital insurance, covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. Here’s a breakdown of what is covered under Part A: Inpatient hospital care: This includes a semi-private room, meals, general nursing, and other… Read more “Part A Hospital”

Part B Medical

Are you Turning 65 soon? Watch this video. Medicare 101 Medicare Part B is a component of the federal government’s Medicare program that covers a range of medically necessary services and supplies, such as doctor’s visits, outpatient care, preventive services, and medical equipment. Part B is optional for beneficiaries and requires payment of a monthly… Read more “Part B Medical”

Part D Drugs

Are you Turning 65 soon? Watch this video. Medicare 101 There are two ways to get your Part D drug coverage. You can purchase a standalone drug plan from a private insurance company or choose a Part C Medicare Advantage plan offering drug coverage. Suppose you go without Part D for any 63-day continuous period.… Read more “Part D Drugs”

2020 Plans Available

Did you know that you can still change your Medicare plan for 2020? We are currently in our Medicare Open Enrollment period. This is not the same as the Annual Enrollment period that runs from October 15th through December 7th. The Medicare Open enrollment period runs from January 1st through March 31st. During this time,… Read more “2020 Plans Available”

What Are Florida Medicare Supplement Plans?

Florida Medicare supplement plans are plans designed to fill in the gaps of original Medicare. They don’t replace original Medicare the same way that Medicare Advantage Plans do, and they generally don’t give benefits that original Medicare doesn’t offer. Medicare Supplement Although these plans are generally more expensive on a monthly basis than Medicare Advantage… Read more “What Are Florida Medicare Supplement Plans?”

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I was new to Medicare and found Chaz’s webinar online. It was quite informative. After the webinar, I contacted him to get help in setting up my plan. He went over all my options and helped me choose what was best for me. I later needed a dental plan and called him back to help… Read more “”

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HMO vs. PPO