In contrast to a Medicare Supplement plan, the second option is Part C of Medicare or a Medicare Advantage Plan. Private insurance companies offer these plans, which provide all original Medicare Part A and Part B health coverage and sometimes cover Part D drug coverage.
Typically, plans in Florida have a ZERO premium associated with them, but in some states, there is a small monthly premium. Medicare subsidizes these companies; therefore, premiums are less than a Medicare Supplement plan.
These plans have limitations. You could be hit with unexpected out-of-pocket expenses for hospital stays, cancer treatments, or surgeries. It would help to choose a plan that accepts your doctors, but you should know that doctors can leave your plan’s network anytime.
You must be entitled and enrolled in Medicare Part A & B to select a Part C Advantage plan. Although your Medicare Advantage plan will be your primary insurance, Medicare will be secondary.
Here at My Medicare Hotline, we offer every top company in Florida to save you time and money.
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